Benefits of EuroDIEM

EuroDIEM delivers significant advantages to all stakeholders in the insurance ecosystem, from carriers and risk transferors to brokers and the wider European economy.

For Insurance Carriers

Expand Capacity and Reduce Capital Requirements

Insurance carriers benefit from EuroDIEM through enhanced risk diversification, reduced capital requirements, and access to new markets.

Access to a wider range of risks for portfolio diversification
Reduced capital requirements through risk sharing
Enhanced data insights through the data sharing module
Opportunity (ca. €200 bn premium) to enter new markets and risk categories
Improved risk assessment through collective intelligence

For Risk Transferors

Lower Premiums and Broader Coverage

SMEs, corporates, and other risk transferors benefit from more affordable insurance and access to coverage for previously uninsurable risks.

Lower premiums primarily due to reduced cost of capital
Increased access to coverage for previously uninsurable risks
Simplified access to a wider range of insurance providers
Resulting expected increase in demand leading to a further expected decrease in premium in due time: higher prevention, better data with the sharing module and lower costs

For Brokers

Enhanced Placement Capabilities

Brokers play a central and supportive role in the EuroDIEM platform, benefiting from enhanced capabilities to serve their clients and a significant development opportunity (ca. €200 bn premium):

Enhanced ability to place complex and unconventional risks
Access to a wider range of carriers and capacity
Streamlined processes through technology integration
Value-added services through data insights and analytics
Improved client satisfaction through better risk solutions and lower premium

For European Economy

Reducing the Protection Gap

EuroDIEM contributes significantly to the European economy by reducing the protection gap and supporting EU priorities.

Reduced protection gap, estimated at €200 billion annually
Decreased national and supranational debt burden
Support for large industrial innovative projects
Transformation of savings into investments in European priorities
Enhanced European resilience to catastrophic events

Use Cases

Explore how EuroDIEM can address various insurance challenges across different sectors.

Natural Catastrophe Coverage

Enabling more affordable and accessible coverage for natural disasters like floods, earthquakes, and wildfires through efficient risk syndication.

Cyber Risk Protection

Addressing the growing cyber threat landscape by providing more capacity and expertise for this rapidly evolving risk category.

Emerging Technology Risks

Supporting innovation by providing insurance solutions for new technologies like carbon capture, automative softwares, and other emerging risks.

Join Us in Transforming Insurance

EuroDIEM is at a pivotal moment with an incredible alignment of factors making this the perfect time to launch our platform. Be part of this transformative journey.