How EuroDIEM works

The platform connects risk transferors with insurance carriers (B2B) or investors (B2B+) through an innovative pre matchmaking process, with brokers playing a central and supportive role.

Platform Overview

EuroDIEM operates at EU+EFTA level

Bringing significant geographical capital diversification and risk mutualization.

B2B Coinsurance Platform

Connects SMEs and Corporates (risk transferors) with a diversified pool of insurance carriers, enabling more efficient risk transfer and coverage.

B2B+: Securitization Platform

Connects sponsors/cedants risks with a diversified pool of investors of which (re)insurance carriers, enabling more efficient net transfer and coverage.

Risk Tiering System

Risk Tiering System for the B2B coinsurance platform

The level of matchmaking will be more or less partial depending on the level of complexity and standardization of the risks presented.

1

Tier 1: Standardized Risks

  • Highly standardized risks with direct platform access
  • Automated matching and subscription process
  • Carriers include desired participation range in risk appetite
2

Tier 2: Semi-Standardized

  • Moderately standardized risks with broker support
  • Access to data room and risk managers after NDA signing
  • Brokers help refine policy structure and select leads
3

Tier 3: Complex Risks

  • Less standardized, more complex risks requiring expertise, however a pre matching eases syndication
  • Enhanced broker involvement throughout the process
  • More extended data room and speaking windows

The Matchmaking Process

A structured process to match risks with carriers efficiently

Our platform facilitates a structured process to match risks with carriers efficiently.

01

Round 1: Initial Matching

  • Insurance carriers upload and update their risk appetite on the platform
  • Risk transferors upload a standardized description of the risk
  • The platform performs initial matching between risks and carrier appetites
02

Round 2: Syndication

  • Pre-selected carriers decide whether to participate in the syndication
  • For Tier 1 risks, an algorithm leads to optimal subscription
  • For Tier 2 & 3, brokers help refine the structure after NDAs are signed
03

Processing & Execution

  • EuroDIEM manages policy issuance based on the final structure
  • Messages related to premium, commission, and claims are processed
  • Anonymized, aggregated data is captured for future market insights

Data & Public-Private

Data sharing and Public-Private Partnerships

Data Sharing Module

Data is an essential enabler in the matchmaking capabilities of the platform and an additional factor of price reduction boosting demand.

  • Consolidates aggregated and anonymized claims data
  • Data is retrievable at a meaningful granular level by market participants
  • Provides valuable insights for risk assessment and pricing
  • Enhances market transparency while protecting confidentiality

Public-Private Partnerships

The primary objective is to increase the size of the private insurance market, reducing the burden of national and (supra)national debt, while still keeping PPPs at a higher attachment point than today.

  • PPPs comfort the private sector in taking risks
  • Encourage governments in investing in risk-reducing infrastructures
  • Combines private, private & public, and public layers on one platform

Ready to Learn More?

Discover how EuroDIEM can benefit your organization and the wider European insurance market.

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